🇪🇹 Built for Ethiopia · Free on Google Play

Take Control
of Your Money.

Habte — ሀብቴ

Habte automatically tracks your money across every major Ethiopian bank and mobile wallet — no manual entry, no spreadsheets, no bank logins required. Parsed, categorized, and stored 100% on your device.

Download on Google Play Explore Features
100% Offline Privacy First ETB Support English + Amharic

Supports transactions from

Telebirr CBE Bank of Abyssinia Awash Bank Dashen Bank Hibret Bank Abay Bank Wegagen Bank Zemen Bank
App Experience

Your Entire Financial Life.
One Place.

From daily transactions to long-term budget health — all in one beautiful, private app.

Overview
Dashboard
Transactions
Transactions
Analytics
Analytics
Budget
Budget
Achievements
🏆
Monthly Saver
September 2024
Certificates
Core Features

Everything You Need.
Nothing You Don't.

Built around how Ethiopian users actually manage money — automatic, private, and comprehensive.

Automatic SMS Tracking

Reads transaction SMS from CBE, Telebirr, BOA, Awash, Dashen, Hibret, and more. Extracts amount, balance, and merchant — no manual entry ever needed.

Budgets & Analytics

Income vs. expenses by week, month, or year. Break spending down by category or by bank. Track net worth across every account in one dashboard.

Private by Design

Your financial data never leaves your device. No cloud account, no login, and no server — stored locally with PIN and biometric lock protecting the app.

New

Achievement Certificates

Celebrate real progress with Weekly, Monthly, and Yearly certificates generated from your actual savings. Downloadable, shareable, with Ethiopian-themed designs.

Payment Reminders

Never miss a bill. Set recurring reminders for rent, subscriptions, and payments with custom lead times and notification settings.

5 Home Screen Widgets

Net Worth, Weekly Spending, Budget Pulse, Quick Tracker, and Multi-Bank balance — beautiful widgets right on your home screen for instant financial awareness.

English + Amharic

Full bilingual interface. Switch between English and Amharic (አማርኛ) at any time, with complete translation of all UI text and categories.

Export & Backup

Export your transaction history as CSV or JSON anytime for external analysis or safekeeping. Restore from backup whenever needed.

Built-in Financial Tools

More Than Just
Transaction Tracking.

Habte comes with a suite of practical financial tools that most dedicated finance apps charge for.

Loan / EMI Calculator

Calculate monthly loan repayments, total interest, and full amortization schedule for any loan amount and interest rate.

Income Tax Estimator

Estimate your Ethiopian income tax liability based on monthly earnings using the latest tax brackets.

Currency Converter

Quick ETB conversion tool for everyday use — convert between Ethiopian Birr and major foreign currencies.

Duplicate Checker

Automatically detects and flags duplicate transactions in your history to keep your records clean and accurate.

Security & Privacy

Your Money Data
Belongs to You.

Habte is designed around a privacy-first architecture. Your financial information — every transaction, balance, and account — stays entirely on your device. No server receives it, no account is required, no third party can access it. SMS parsing happens 100% on-device — nothing is ever uploaded.

No account required — works immediately after install
100% offline — all data stored locally in secure SQLite
Biometric lock — fingerprint or face ID on startup
Privacy Mode — prevents screenshots of financial data
No data-selling, no ads that access your financial data
Financial Insights

Understand Where
Your Money Goes.

Real budgets and analytics — see income vs. expenses by week, month, or year, broken down by category and by bank.

Demo Data — Illustration Only
Monthly Income
ETB 0
↑ from last month
Expenses
ETB 0
↓ vs average
Net Saved
ETB 0
This month
Weekly Spending — ETB
Mon
Tue
Wed
Thu
Fri
Sat
Sun
Spending by Category
Food & Dining
62%
Transport
38%
Utilities
24%
Shopping
18%
Healthcare
12%
Monthly BudgetETB 30,000
Food BudgetETB 8,000
TransportETB 3,500

* Demo figures — for illustration only

Made for Ethiopia

Finance Management,
Built for Ethiopia.

Every design decision, every supported bank, every language choice — made specifically for Ethiopian users and the Ethiopian financial ecosystem.

Ethiopian Birr (ETB)

Native ETB support throughout. All amounts displayed in Ethiopian Birr with correct formatting and local conventions.

9+ Ethiopian Banks

SMS parsing for CBE, BOA, Awash, Dashen, Hibret, Abay, Wegagen, Zemen, and more. New banks added in each update.

Telebirr + Mobile Money

First-class support for Telebirr — Ethiopia's largest mobile money platform — with real-time transaction tracking via SMS.

Ethiopian Calendar

Optional Ethiopian calendar support alongside Gregorian. View your transaction dates in the calendar format you prefer.

How It Works

From SMS to
Financial Clarity.

Receive SMS

Your bank or Telebirr sends a transaction notification SMS

Auto-Parse

Habte reads and extracts amount, type, bank, and balance

Categorize

Transaction is auto-tagged: Food, Transport, Income, etc.

Analyze

View trends, charts, and spending breakdowns instantly

Achieve

Earn certificates and plan smarter with real financial data

Questions

Frequently Asked
Questions.

Yes. All financial data is stored locally on your device in a secure SQLite database. Nothing is ever uploaded to any server. Habte requires no internet connection to function and no account to create. SMS parsing happens entirely on-device.
Habte supports: Telebirr, Commercial Bank of Ethiopia (CBE), Bank of Abyssinia (BOA), Awash Bank, Dashen Bank, Hibret Bank, Abay Bank, Wegagen Bank, and Zemen Bank. More banks are added with each update — open a GitHub issue to request your bank.
Achievement Certificates celebrate your real financial milestones. When you save a significant amount in a week, month, or year, Habte generates a downloadable certificate from your actual data. You can choose from multiple designs including an Ethiopian-themed style, and share it.
No. All core features — SMS parsing, transaction tracking, budget management, financial tools, analytics, certificates, and widgets — work 100% offline. An internet connection is only used to display ads in the free version.
Habte reads incoming SMS from known bank sender IDs (e.g., "127" for Telebirr, "CBE" for CBE). It uses pattern matching to extract amount, type, and timestamp — entirely on-device. It only reads messages from recognized financial senders, not personal messages.
Yes. Version 1.0.2 includes specific fixes for Samsung One UI — dual-SIM SMS handling, background crash fixes, and widget stability improvements. Tested on Samsung Galaxy devices running Android 12–15. If Samsung Device Care suggests putting Habte in deep sleep, you can safely ignore or exclude it.
Yes. Habte supports export to CSV and JSON formats. You can export your full transaction history at any time and restore from a backup whenever needed. Your data is always yours.
Free on Google Play

Start Managing Your
Money Smarter.

Download Habte and bring your Ethiopian financial accounts together in one private, powerful dashboard — no logins, no spreadsheets, no manual entry.

Get it onGoogle Play
Open source onGitHub

com.fitsumhub.habtetracker · v1.0.2 · MIT License